Exit Agent Site Home Call Us About Login
Map Search Area Search MLS#/Addr Featured New Const. Local Info
My Account Buying Selling Title Mortgage Inspections

For Sale:  Crosslake MLS# 6784286

My notes for this property


Add listing to my favorites (required)
Active
$995,000
/mo Edit
Single Family:  1.5 Stories
4 br • 3 ba • Built 1999
3,144 sqft • 0.53 acres
Pequot Lakes schools
MLS# 6784286
612-298-2043
My rating:
Favorite
Ask Question
Request a Showing  
Agent
Ask Rosa:

Ask the Agent℠

    Property inquiries submitted online are continually monitored to provide the best possible service.

    Terms & Conditions






    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $995,000
    Price per sq ft: $316
    Property Type: Single Family
    City: Crosslake
    Garage Spaces: 2
    County: Crow Wing
    Year Built: 1999
    State: MN
    Property Style: 1.5 Stories
    Zip Code: 56442
    Subdivision Name: White-Island Beach

    Interior

    Bedrooms: 4
    Bathrooms: 3
    Finished Area: 3,144 ft2
    Total Fireplaces: 1
    Living Area: 3,144 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Dryer
    • Gas Water Heater
    • Humidifier
    • Microwave
    • Range
    • Refrigerator
    • Washer
    • Water Osmosis System
    Fireplace Details:
    • Gas
    • Living Room
    • Stone
    Basement Details:
    • Drain Tiled
    • Egress Window(s)
    • Finished
    • Full
    • Partially Finished
    • Storage Space
    • Sump Pump
    • Walkout
    • Wood

    Exterior

    Stories: One and One Half
    Garage Spaces: 2
    Garage Dimensions: 24x28
    Garage Size: 672 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,180 ft2
    Fencing: None
    Handicap Accessible: None
    Out Buildings: Additional Garage, Bunk House
    Road Responsibility: Private Maintained Road
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features:
    • Concrete
    • Detached
    • Garage Door Opener
    • Heated Garage
    • Insulated Garage
    Unit Amenities:
    • Ceiling Fan(s)
    • Deck
    • Dock
    • Hardwood Floors
    • Kitchen Window
    • Natural Woodwork
    • Paneled Doors
    • Panoramic View
    • Security System
    • Skylight
    • Tile Floors
    • Vaulted Ceiling(s)
    • Washer/Dryer Hookup
    Road Frontage:
    • No Outlet/Dead End
    • Paved Streets
    • Private Road
    Exterior Material: Cedar
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 2
    Bathroom Details:
    • 3/4 Basement
    • 3/4 Primary
    • Main Floor Full Bath
    • Private Primary
    • Upper Level 3/4 Bath
    • Walk-In Shower Stall
    Dining/Kitchen:
    • Breakfast Bar
    • Informal Dining Room
    • Kitchen/Dining Room
    • Living/Dining Room
    Upper Level Size Sq Ft
    Bedroom 1  11' x 14'  154 
    Bonus Room  12' x 28'  336 
    Main Level Size Sq Ft
    Kitchen  11'4 x 13'2  143 
    Dining Room  10'3 x 19'2  190 
    Living Room  17' x 19'2  323 
    Bedroom 2  11' x 15'  165 
    Lower Level Size Sq Ft
    Bedroom 3  10' x 19'  190 
    Bedroom 4  10' x 19'  190 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront Name: Island-Loon
    Waterfront View: East, Lake, Panoramic
    DNR Lake ID#: 18026900
    WF Frontage: 131
    Elev Highpt to WF feet: 26-40
    Waterfront Slope: Steep
    Lake Chain Name: Y
    Lake Acres: 232
    Lake Depth: 76
    Chain Acreage: 14442
    Waterfront:
    • Dock
    • Lake Front
    Lake Bottom:
    • Excellent Sand
    • Hard
    • Sand
    • Weeds

    Lot & Land

    Acres: 0.53
    Geolocation: 46.706809, -94.139367
    Lot Dimensions: 116 x 212 x 97 x 209
    Zoning:
    • Residential-Single Family
    • Shoreline
    Lot Description:
    • Accessible Shoreline
    • Many Trees

    Schools

    School District: 186
    District Phone: 218-568-4996

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $7,469
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $7,494
    Association Fee Required: Yes
    Association Fee: $700
    Association Fee Frequency: Annually
    Association Fee Includes:
    • Beach Access
    • Other
    • Sewer
    • Shared Amenities
    • Trash
    Association Company: Whitefish Island Beach
    Association Company Number: 651-592-1110

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System:
    • Private Sewer
    • Septic System Compliant - Yes
    • Tank with Drainage Field
    Water System:
    • Drilled
    • Shared System
    • Well
    Power Company Name: Crow Wing Power

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

    Apply Online     Contact Eric     Subscribe to My Newsletter    

    Listing provided by RMLS, courtesy of Larson Group Real Estate/Kelle.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.